Why Many Renewals May Jump 20% What’s driving the sharp renewal increase forecast for 2026 and how homeowners can prepare. A large wave of Canadian mortgages comes due through 2026. Bank of Canada staff estimate roughly 60% of outstanding mortgages will…
Many plan to wait 12–24 months before stepping into the market Canada’s housing market is shifting in favour of buyers. Softer prices, more listings, and easing borrowing costs have improved affordability. Yet most first-time buyers aren’t rushing in. They’re watching,…
Let’s be real. You’ve probably told yourself some version of this: “The market feels risky right now. I’ll wait until things settle.” “Rates are too high. I’ll jump in when they drop.” “Prices are up. I missed the window—maybe next year.” The…
Most financial stress comes from one thing: not knowing if you’re doing it right. You’re juggling conflicting goals: saving for a house, preparing for emergencies, investing for retirement. But with no clear structure, decisions become reactive. That’s where the 3-Bucket…
(And How to Avoid Them) Your mortgage renewal isn’t just paperwork — it’s a prime opportunity to reset your financial course. Yet, many homeowners let it pass by without giving it the attention it deserves. The result? Missed savings, higher…