Why Fixed Rates Aren’t Falling with the Bank of Canada’s Cuts
A lot of Canadians think fixed mortgage rates automatically follow the Bank of Canada’s moves. Here’s the problem with that thinking: fixed rates aren’t driven by the central bank’s rate…
Mortgage Insights
Read MoreWhy Fixed Rates Aren’t Falling with the Bank of Canada’s Cuts
New Mortgage Rules in Canada: What You Need to Know
As the Canadian housing market continues to evolve, the federal government has announced significant changes to mortgage rules designed to help more Canadians achieve homeownership. Effective December 15, 2024, these…
New Season, New Budget
As the seasons shift from the carefree days of summer to the structured rhythms of fall, it’s an opportune time to give your budget a thorough review. The end of…
Tax optimization is for everyone (but especially investors)
In the world of personal finance, few topics spark as much interest—and confusion—as tax optimization. It’s often wrapped in layers of complexity that can deter even the savviest investors. Yet,…
How much is debt impacting your borrowing power?
Contrary to the fear I hear all the time from prospective first time buyers, there is no rule saying that you must be debt free to get a mortgage. You…